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- What Are Prepaid Cell Phones?
- Five Steps to Making Money With Other Peoples Products
- Holiday Travel With Family Fun
- Gym Love
- Kenya-Rhino walking Safaris: Through glades, caves and rhino country
- Parrot Pets In Edmonton
- Parenting Advice
- Non Profit and Open Source Collaboration
- Off-season Football Conditioning
- Bank Operating Line of Credit and Letters of Credit
What Are Prepaid Cell Phones?
May 16th, 2008 by sunshineblog
If you are contemplating getting a new cell phone, or new cell phone plan, you should honestly consider prepaid cell phones. There are many benefits to you as the consumer with a prepaid cell phone, especially if you are concerned with have enough money in your budget to cover your monthly phone usages. These prepaid cell phones allow you to purchase all of your minutes and extra services ahead of time. Prepaid cell phones allow you to have the use of a cell phone, and the flexibility of purchasing services dependent on your budget. This option of prepaid cell phones may be the best choice for you.
There is some excellent news that accompanies the idea of prepaid cell phones. With a prepaid cell phone you have many of the same features that are available to you with standard cell phone plans. Many prepaid phones offer those features such as text and picture messaging, voice dialing, and call waiting which all come standard on cell phone plans. The idea behind prepaid cell phones is that you consider how much air time, messaging, and other optional features you need, and then apply as much of that as possible with your budgeted amount.
Not only are prepaid cell phones great if you are on a budget, but they are also a convenient option because you don’t have to give up the great services of the cell phone providers. All of your favorite cell phone plan providers offer a prepaid cell phone option. It doesn’t matter whether the phone company you are with is small or large; almost all of them have the option of prepaid cell phones. With this bonus comes the excellent customer service and reliability of larger cell companies at a price within your budget. Basically, you do not have to sacrifice great service to take advantage of prepaid cell phones.
It is important to take the time to investigate all of your options before selecting a prepaid phone service. Prepaid may not be the best option for your budget, but it is an option worth looking into. There are plenty of prepaid plan options and they offer you all the coverage and options of non-prepaid plans, but most of all they offer you complete control over how much you spend on cell phone service.
Shelly Walther has written several articles on prepaid cell phones. She has researched many different options and understands how prepaid can benefit users. You can see more of her work, including more articles on prepaid cell phones, at www.ResourceHog.com http://www.ResourceHog.com and www.ForosWireless.com http://www.ForosWireless.com .
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Five Steps to Making Money With Other Peoples Products
May 16th, 2008 by sunshineblog
If you want to make money online without having you own products, selling other people’s products could be the ticket. Selling others products has many advantages. You do not have to spend time on creating the products, you do not have to set up a system to sell and deliver the products, and you do not have to get a merchant account and pay recurring merchant account fees. The person who owns the product does all of these things for you. All you have to do is market the product and make money with it.
So how can you make money with other people’s products? People who have created products usually run affiliate programs. An affiliate program is a way for you to earn commissions every time you sell someone else’s product. When you sign up for an affiliate program, you will get your own unique id you use to link to products you are promoting. Once you make sales using your affiliate links, you will generate commissions.
Here are five steps to take to make money with affiliate products:
- Find A Product To Sell. Before going any further, you need to find a product that will sell. A product should have a professional appearance, be presented on a professional web site and be a quality product that you would want to recommend to others.
Once you find the product, join the affiliate program for it and get your affiliate links.
- Create A Web Site To Sell The Affiliate Product. Having your own web site to promote the affiliate products is best. I always recommend that you get your own domain name and web hosting to host your web site.
The cost of domain names and web site hosting has come down considerably since just a few years ago. You can now get a domain name for about $8 per year and web site hosting for under $10 per month. At these prices you don’t have to be a millionaire or commit to a large capital outlay to start your own web site.
- Create Content For The Web Site. To get more visitors and more sales, you need content for your web site. It is not enough to just link to the product with your affiliate link. In order to make money with your affiliate link you need to bring potential buyers to your web site. A great way to bring them in is with content that is of interest to them, and is related to the product you are promoting.
One good way to generate the content for your web site is by creating your own content and articles that are related to the topic of the product you are promoting. Another good way is by using the articles that were written by the author of the product. Many authors allow their affiliates use the authors’ articles on their web sites, and use the affiliate link in the resource box.
- Optimize Your Web Site for Search Engines. Search engine optimization is the process of modifying web page content and meta-information to improve the search engine ranking of the page. Successful search engine optimization will greatly increase the number of visitors that come to your web site. The more visitors to the web site you have, the more affiliate products you will be able to sell, and the more money you will make.
Make sure you optimize every page of your web site for search engines; that way you will get more web site visitors.
- Use Your Articles To Promote The Affiliate Product. Article publishing is a great way to drive traffic to your web site. Start by writing a few articles that are of interest to the people who would want to purchase the product you are promoting. Use the About The Author Resource Box to promote the product. Then take your articles and submit them to article directories. Doing this will bring more traffic to your web site and help you make more money.
Remember, you do not need to create your own products to make money online. Follow the five steps we outlined above to make lots of money selling other people’s products.
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John J Farina is a successful affiliate marketer. He provides expert reviews on which affiliate programs to join and which ones to avoid like the plague. He shows people how to actually generate substantial income on-line using very simple, easily modeled systems. An example of such a system that you can study and duplicate is at: www.johnnysreviewsite.com http://www.johnnysreviewsite.com
AP - Courting his sometime critics within the gun lobby, John McCain told the National Rifle Association on Friday that Democrats Barack Obama and Hillary Rodham Clinton would both undermine the rights of gun owners.
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Holiday Travel With Family Fun
May 16th, 2008 by sunshineblog
Family holidays can be fun and exciting for all ages. Here are some pointers for finding the best holiday for your family.
First you need to determine the common interests of the family. Ask your children what they would like to see and what they’re studying in school. If you have very young children then usually you will know better than them but try to get them involved. Think of you and your spouse as well; what may be great fun for the kids may be boring and annoying for the adults. Pick somewhere that all of you will enjoy or a destination that gives you the opportunity for quiet time. While kids tend to be unrealistic, you can usually accommodate their interest. For example, if they want to take an African safari you could visit the immense animal park in San Diego, California.
Theme parks are fun for the kids and offer entertainment for adults as well. Disneyworld in Orlando, Florida includes the Magic Kingdom, Epcot Center, Universal Studios and MGM Studios. There are luxury hotels located right inside the park and a monorail takes visitors to different parts of the park so there’s no need to drive. The park is not the only attraction; there are other nearby attractions including the Kennedy Space Center, Coco Beach and Sea World.
A trip through the historic east coast is another fun holiday that the kids and adults are sure to enjoy. The east coast has beautiful mountains and beaches and contains most of the United States’ history. Attractions are close to each other compared to the rest of the U.S. so a road trip is the best way to travel with the family to this part of the country. Historic sights include George Washington’s home in Virginia and the Arlington Cemetery. The Smithsonian Museums in Washington, D.C. are free and there is something to interest everyone. There is the Space and Aeronautics Museum that children really enjoy with life size replicas and actual aircraft showing the history of flight. Washington also contains the U.S. political buildings such as the White House and the Pentagon.
Southern California offers many sights and is especially warm and pleasant in the late fall and early spring when most of the country is cold. Los Angeles is the film industry capitol of the world. You can visit Universal Studios theme park and Disneyland. You may even be able to catch the taping of a television show. San Diego which is just about two hours south of Los Angeles is a beautiful mid size city and has many tourist options. The San Diego Zoo is world renowned and Sea World is a must see for wildlife enthusiast. If you have young children then be sure to visit Legoland which has rides and even replicas of famous sights made entirely out of Legos.
Family holidays can be fun for the entire family. It’s important to find a holiday that will interest the kids as well as the adults.
Jerry Blackburn is publishing mainly for www.alicante-spain.com http://www.alicante-spain.com , a website with topics around Benidorm and Costablanca. You can see his articles over at www.alicante-spain.com/costa-blanca.html http://www.alicante-spain.com/costa-blanca.html and other sources for Costa Blanca knowledge.
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Gym Love
May 16th, 2008 by sunshineblog
The place is hot and steamy, pulsing with the beat of blaring music and gyrating bodies. You see her working it across the crowded floor, and you have to meet her. A brilliant idea: you’ll buy her a drink. But wait a second - that only works in night clubs, and you’re at a health club. So while you could send a 20 oz. Tropical Xtremo Gatorade her way, that probably won’t produce the intended result, no matter how important it is to replenish fluids during strenuous exercise. What do you do?
Gyms notoriously attract eye-catching people. There’s no greater concentration of sinewy muscles and tight, skimpy clothing anywhere… except maybe the adult thriller section of your local Blockbuster Video. Let’s face it, even the most average-looking gym-goer is fit and healthy, or at least will be in a few months. But while fitness clubs are a veritable bakery of available beefcakes and beefcakettes, they can actually be rather tricky places to meet people. Gyms are often chock full of cheesy pick-up artists with sleazy come-ons, or, on the other side, designer gear-wearing posers who walk around a whole lot and manage to lift very little.
But there has to be some way for normal people to meet other normal people at the gym, right? The simple answer is yes, but not without keeping several things in mind - especially if your idea of a good opening line is something like “Nice shoes, wanna french?”
Listen up, all you muscle-bound Casanovas out there: no matter how eager you are to begin the mating… er, dating process, you’ve got to scope out the scene. Some gyms are as flirty as all-you-can drink “body shot nite” at Club Med. Others, well, you’d probably have better luck cruising a Buddhist monastery. Look around. Are people talking… with each other… and not asking whether they can “work-in”? If that’s the case, fire up conversations at will (we’ll cover what to say shortly). But if the atmosphere is more businesslike, it’s probably best to keep minding your own. Unsolicited banter, no matter how witty, can stick out worse than a left elbow during assisted tricep dips.
Next, and most importantly: you can check someone out, just don’t freak them out. It’s one thing to sneak a peek while she’s sprawled on the stretching mat, but quite another to train your penetrating gaze on her (no matter how amazing her side crunch technique might be). Among the women I’ve spoken to, the consensus is clear. One or two quick glances, and maybe even a little smile, are flattering; prolonged staring, drooling, or high-fiving your equally lecherous friends, is not. Of course, even the strongest exhibit occasional weakness - if you absolutely can’t help it, use the gym’s mirrors for a far less detectable stare. (This technique can also give you a better view of, shall we say, the traditionally hidden parts of an alluring physique.)
You’ve spotted someone on the lat machine, you’ve used the mirror, and you like what you see. You’re ready to make your move, right? Hold on there, tough guy. The next step is recognizing her receptiveness. Just as exercise is a social experience, it can also be solitary and serious. Some people just want to get in and get out as quickly as possible. This is especially true at gyms where members squeeze workouts into hectic appointment schedules, or even before the workday begins. People probably aren’t looking for romance in the midst of the daily grind, and while your hormones might be awake at 6:00 a.m., it’s unlikely that someone who gets up while it’s still dark wants to meet anyone, aside from the coffee stand guy.
Same can be said of those who hit the gym after work - chances are they just want to exercise, go home, and eat a salad. If some meathead wearing zebra-print Zubaz pants impedes that progress, do you think he’ll get that number (the real one)? She might have caught your eye, but you can’t assume the feeling is mutual unless she sees you and smiles back. Even then, wait an extra minute, just to make sure she’s not there with her championship kick-boxer boyfriend, who’d be more than happy to use your face as a leather focus mitt.
When it comes to opening lines, we all have our stand-bys. But at the gym, inspired pick-ups like “Sagittarius, right?,” “I’m on the football team,” and “please don’t call the cops” might not work as well. True, women’s reactions vary, depending largely on delivery, making it tough to say what to say. But there are definitely techniques to avoid. Worst offender? The old “let me show you how to do that” maneuver. We’ve all seen this move in action, and might even be guilty of trying it (listen up, personal trainers). There’s nothing wrong with correcting someone’s form - unless it’s used as a pretext to ogle her body at close range, or, worse, place an “instructive” hand on it.
Most men don’t mind a stranger’s touch (and probably fantasize about it), but women like it about as much as filthy bathrooms, back hair, and spitting contests. Here’s something else they hate: guys who comment on how stretchy they are. Yes, women are flexible, and flexibility is awesome - just ask Emoke Ritter, world-famous Hungarian contortionist (you’ve never heard of her?). Women understand they can bend in ways that stir the male imagination - spare yourself the embarrassment of mentioning it.
The last thing a woman wants to hear from a stranger, unless you’re Leonardo DiCaprio, is “boy are you flexible.” Same goes for “great muscle tone,” “killer pecs,” or “nice ass.” Keep the focus off her body, at least out loud. Instead, comment on the book she’s reading or the music she’s listening to. Or simply ask what her name is. Talk a little. Work out a little. Established a rapport first, then you can show her the right way to do a shoulder press. Better yet, let her show you.
Top 5 Least Effective Gym PIck-Up Lines
1) Is that a Detour bar in your pocket, or are you just happy to see me?
2) Nice Glutes.
3) I’d love to ask you out for a drink, but I’m on Atkins.
4) You know, my favorite exercise is pushups. They’re best done with 2 people, care to join in?
5) Hi, my name is Richard Simmons.
Dane Fletcher is THE Training Authority and writes exclusively for SteroidPimp.com, a leading provider of weightlifting supplements and alternatices to anabolic steroids. For more information please visit www.steroidpimp.com http://www.steroidpimp.com
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Kenya-Rhino walking Safaris: Through glades, caves and rhino country
May 16th, 2008 by sunshineblog
There are hundreds of cones and lava flows on the exploded hills of the 100-kilometre range that is the Chyulu hills. The most recent Shetani and Chaimu, happened in the mid 1900s drawing black volcano solidified lava paths in Tsavo west. I am quite determined to find the only point in the hills which has water. It’s a slow drip that takes five minute to fill a small mug. We begin our ascent to the hills which rise to 7,178 feet in search of the water point.
It’s magical country, all green glades and flowers in bloom. We catch site of a reddish antelope in the distance which we think is the rare Chandler’s bush buck. The car winds its way slowly through the grass-filled roads and volcanic ridges and the higher we get the more impressive the vast open the lands below.
Sitting on the high glades next to the sky feels like being in heaven. We ignore the massive steel booster that stands like an intruder on a high peak. The ant-eating, earth-dwelling aardvark holes are clean and showing they are in residence. It would be easy to trip over them save for the clearing by the holes.
A team of researchers passed by in search of a rare two-honed chameleon believed to be found here and in few other forests groves. In the three days of criss-crossing the park, these are the only people we meet-that’s exclusion.
Adan, the ranger, guides us through the maze of horse-shoe shaped cones to where he thinks the water point is. We have to climb the hill to reach the top. The late afternoon sun is thankfully cool as we walk uphill past the gaze of hartebeest that stares at us and then canters further uphill. The black lava eroded path is damp and my spirit is elevated. We must be getting close to the water point.
Closing in on the brow of the hills, look up to see the most magnificent view of Mount Kilimanjaro. Kibo’s high peak floats above a thin layer of clouds while Mawenzi is cushioned in a fluff of clouds.
Wait here”, says Onyango. “I was here a year ago and saw the water coming out of there,” he says pointing to a grove of tall trees. He walks down and reappears after a few minutes.” Its not there he announces looking a little lost. With the sun first making its way down, it’s clear we have to live this water hunting for another time.
The Chyulus are very delicate and little explored. Peter Bally,a botanist at the museum, led an expedition up there in 1938. He was married to the legendary Joy Adamson and celebrating their honeymoon and, I might add, a great place to do just that. It was here that Bally discovered his wife extraordinary painting skills. As the story goes Joy painted a plant and, frustrated in the outcome, tore it into pieces and threw it in the bin. Bally found the pieces and taped them together, giving Joy the impetus to paint the plants which still grace the walls of the museum.
“The Chyulus are volcanic rubble so are very porous. And because they are very young in terms of geological time scale, they don’t really have a great diversity of plant species, “Quetin Luke, a botanist at the National Museums of Kenya, explained to me on my first visit there a few years ago.
With no water and volcanic ash for a ground base, the plant life that has evolved is very specialized.
On our way down, the rangers show us a rare sandal wood which could land a wood poacher behind bars for many years. “This park is very beautiful,”says Onyango the warden.” But we need money to open up the infrastructure and more rangers to patrol it. There are lots of animals here like the rare giant forest hog which is seen mostly in the Aberdares forest, greater kudus and cheetahs, and threatened species of trees like the sandal tree (Osyris lanceolata) and the Olea Africana, beautiful woods which are the carvers ‘favorite.’
“The Chyulu Hills national park is diverse with a water catchment’s area, the forest, the beautiful hills and caves. There is a breeding herd of the great kudus in the northern Chyulus at Mukururu besides the Rhino sanctuary,” Jim Simons describes some of the park inhabitants.
“A rhino sanctuary in the Chyulu hills?” I ask in surprise. Were they translocated here?” “No, these are indigenous black rhinos, “Simons explains.” Before the poaching era of the late 1970s, my greatest fear on the walking Safaris was to bump into a rhino. And I’ve been chased quite a number of times.” He says.
With that announcement, day three is arranged we drive into the Mukururu gate, 13 kilometers off the main road opposite the Makindu Sikh temple. The drive into the interior is rockier and wilder with large expanses of green glades. The staff offices lie by the base of one conical hill.
“We have about 21 black rhinos here,” the younger ranger tells us. “Can we see them?” I ask. “We’ll have to walk because they are no roads here,” he says. To look for a rhino in the hills at this late hour in the day would be like looking for a pin in the haystack. But it’s the very incentive to return for a walking safari in the near future.
Getting there
The hills lie 190 kilometres southeast of Nairobi. You can only camp in the National park. The Chyulu Hills National Park is a heaven for people who love walking. Your operator will get your smart card and park tariffs for entry into the park and reserves. Stay at Umani Springs camp, a tented affair in the heart of Kibwezi forest. It’s affordable with a range of nature walks around the forest and the second largest collection of natural springs after the Mzima springs.
Email Request for more info.
Robert Muhoho is a tour consultant in Kenya and has planned business and vacation safaris for over 10,000 tourists in the East African region. He is a tour operation- major and involved in National tourism policy development in Kenya.
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Parrot Pets In Edmonton
May 16th, 2008 by sunshineblog
Known as the Gateway to the North, Edmonton in Alberta, Canada is a popular commercial, manufacturing, and transportation center situated in an agricultural and mining area. Having a rich agricultural area, Edmonton is known to be one of the best places to breed and buy a pet parrot.
Indeed, if there were one type of bird that is preferred by many pet lovers, that would be parrots. Over the years, parrots have become a popular choice for pets because they colorful, beautiful, entertaining, and impressive pets to have.
And since they can be trained to “talk,” or imitate sounds from their environment, parrot pets are considered wonderful companions by many seasoned animal lovers. If you’re planning to buy a pet parrot in Edmonton-or in any place for that matter-here are some of the basic things that you have to purchase to give your parrot pet a healthy and happy environment:
1. A decent and loving home. Just like any other parrot, Edmonton parrots pets are known to thrive in attention. Giving the bird a decent and loving home will keep it healthy and closer to its owner.
2. Good healthy diet. It is quite important to feed your pet parrot the best diet that you can. Try to change its diet and make it as interesting as possible.
3. A large and safe cage. Although large pet parrot cages are advisable, it’s not really necessary. What’s important is you provide your pet parrot the proper or medium-sized cage it needs to explore and sleep in. For Edmonton parrot pets, it is advisable that you buy cages that can be transformed into a play area to keep your parrot amused and safe.
4. A good range of toys. It is a must that every bird posses a variety of toys to play. At least three sets of toys are recommended to keep your pet parrot interested. Try to choose toys that are non-destructive and are large or small enough to fit into your parrot’s cage. It’s not really necessary to buy expensive toys because they can be home-made as long as the parrot enjoys it.
5. A dependable T-stand. T-stands are actually training tools, thus, they should not be placed where the bird can use it often because they can do tricks you might miss.
Other must haves include the gym or play stand, scale, and a carrier to transport them safely.
The ultimate Edmonton parrot pet site
To acquire more knowledge about Edmonton parrot pets, visit the Edmonton Pet Parrot Association (EPPA) website. The site aims to educate the general public about the proper way of taking care parrots.
To update themselves, its members conduct meetings every month. The site also features different parrot monthly and conducts talks and discussions regularly. The guest speakers present research reports and also conduct toy-making sessions.
The EPPA mainly focuses on aspects of keeping healthy and happy pet parrots. In their meetings, helpful information on topics like parrot nutrition, health, and behavior are featured. Round table discussions on suggested topics and experiences of Edmonton parrot pets are also shared. The site also features the parrots they breed like Alexandrines, Amazons, Macaws, Quakers, and Ringnecks. The site accepts interested parrot pet owners for membership.
This content is provided by Low Jeremy. It may be used only in its entirety with all links included. For more information on Pet Parrot & other useful information, please visit pet-parrot.articlekeep.com http://pet-parrot.articlekeep.com .
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Parenting Advice
May 16th, 2008 by sunshineblog
Parenting advise comes in many different forms. Some may use a strict discipline, and others may use more of the friendship method. Whatever fits your family there are some important aspects to parenting that need to be looked at. These are Health, Education, and where to find parenting advise. Now days advise can be found on the internet or just about anywhere. But some of the good places to find advice are from your own parents, family members, psychologists, ministers of church, teachers, and other child professionals. Most importantly children will look at you for how they should act so if you don’t want your children to do something, then you should not do it. Parents need to be active in their child’s life at all times, only then will a parent truly know what the child needs.
One aspect of great parenting is to make sure your child’s health is taken care of. This does not just mean eating healthy, but also excerise and getting good doctor check-ups is part of that. As a parent you should encourage your child to eat three good balanced meals a day and if snacks are required then a good snack of veggies would help in curving your child’s way of eating. Also involvement in sports or just other activities than watching TV, playing video games and working on the computer. Even try to take your child out and do some activity with them. And then lastly, taking your child to the doctor for regular check-ups will help give your child a well rounded healthy life.
Education for our children is also another important aspect of raising our children. Sometimes making the choice of which educational choice is right for your child/family is a tough one. Just because most people you know choose a specific venue, does not mean it is the best for your child/family. Some families have children in several different educational venues. There are several choices, such as public, private, and home school. There are many things in all venues of education that will help your child get a good education. In public and private schools teachers are a good source for helping you know what to do to help your children. It is just a matter of asking for that help and then acting on it. It does not do any good to ask the teacher what you can do to help and then do nothing after getting the suggestions. Take an active part in your child’s education, just as you do in their physical and spiritual aspects of their lives. Knowing what the school is teaching your child should not be a mystery to you. Volunteer to chaperone a field trip, or help out the teacher in class occasionally. Teachers will help you find ways to be involved. Not only will it help your child, but others as well. This brings us to home schooling as a venue. Don’t believe all the myths out there about home schooling. Find some people in your community that do it and check it out. It may be what is right for you. There are so many educational helps today for home schooling that it is not as hard as you may think. Two of the most frequent objections heard today about home schooling, besides education are I couldn’t do it because my child doesn’t listen to me and we argue too much. It may be surprising to some of these people how much their child would actually begin to listen because that child has their parents attention and care for more than a few minutes each day. I have not heard of too many home schooling parents or children that don’t grow closer to one another. The other frequent objection besides education is that there is a lack of social experience, though this may be true for some, (which is only because that family would not be out doing anything outside the home) it is not the norm. Most home schoolers get involved in homeschool co-ops that get together with other home schoolers each week, and it would be safe to say most have neighbors that they play with. There are even classes that kids can take from other home schooling parents that teach in the co-ops that not only help with the social aspect, but the educational one because these other teachers usually have degrees in these subjects. Homeschooling does not have to mean a lesser education because you don’t think you are smart enough or can’t remember things you did know once upon a time. It also does not mean your child can not learn from and interact with the outside world. It may also be surprising how much can be accomplished with that unruly, rebellious child, and how much the parent and child may grow closer to one another and be able to work together.
With all these aspects of parenting, choose what is right for you and your family and grow together. Parenting advice is out there in many different forms, read and learn on all the different parenting ways, health, and education for your family and make a plan to succeed in parenting. One day you may be helping others with parenting advice.
Angie Larson gives excellent parenting advice in the areas of health, education, and discipline. To receive advice and tips on being a successful parent visit the target=new> www.parentingadvicehelp.com http://www.parentingadvicehelp.com parenting advice website.
AP - Republican John McCain declared for the first time Thursday he believes the Iraq war can be won by 2013, although he rejected suggestions that his talk of a timetable put him on the same side as Democrats clamoring for full-scale troop withdrawals.
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Non Profit and Open Source Collaboration
May 15th, 2008 by sunshineblog
Open source is a software license for products developed by groups of individuals who want to collaborate to achieve a common goal. New projects are started daily within the open source community. A developer may need the functionality of a specific piece of software for his website. But in reluctance to buy the software, and the obvious need to develop it himself (most often for a client)he will find other developers who need the same functionality. They will then as a team begin developing the new software with an Open Source license. All the members of the team benefit from the experiences and work of the others. The development community as a whole then benefits from this new creation. Members of the development team will often come and go as they work on their own projects and careers, but very quickly the new software will often develop further. New improvements, upgrades, and bug fixes will result from the group effort, and as long as there is a need for the software, it will continue to evolve.
Fortune 500 companies such as Novel have seen the power of the open source development model and have latched on as a result. Novel for instance develops a product called SUSE Linux. Now you may have heard the term Linux from some tech head, most people still don’t know what it is. Linux is an Operating System like Windows or Mac OS. The difference is that Linux is developed Open Source and is light years ahead of microsoft when it comes to functionality, stability, and security. The website your reading now is probably hosted on a computer running Linux. Most of the internet is hosted on machines that use Linux.
Back to the story, SUSE is Novel’s version of Linux. They work with the open source community and help to develop a very good version of Linux. The software receives fortune 500 level testing and development, and the open source community benefits as a whole. Novel then offers its SUSE for free as a download, or you can purchase support from novel while using its product and receive a DVD with the software. Novel sells a lot of SUSE, and the open source community benefits by working with such a reputable and stable company.
So now that you understand what open source is, it may be dawning on you how it fits with the Non-Profit community.
Open Source is for the benefit of the community as a whole. No one person makes all of the profit from the product, but thousands of people make a living helping people save money using open source products.
Non Profits are similar in that they have a community vision or mission that does not directly correspond to a bottom line. Unlike Microsoft, who does help the community by developing the economy. Open Source and Non-Profit ventures directly impact the community by their very nature.
Open Source is a viable option for Non Profit organizations.
Aaron Mills is currently working for Integrity Services in Washington DC as a technology consultant. He helps to better equip non-profit organizations to use technology.
HealthDay - (HealthDay News) — Here are the latest clinical trials, courtesyof Thomson CenterWatch:
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Off-season Football Conditioning
May 15th, 2008 by sunshineblog
Football is definitely a sport that requires a combination of skills and athletic ability. This is why it’s so important to develop a football conditioning program that would help you improve in every aspect of the game. These aspects include: strength, cardiovascular, and cardiorespiratory training. All of these areas need to be improved upon and directed towards skill improvement that mimics what takes place on the football field. Football players often require endurance, strength, flexibility, coordination, and explosive speed and acceleration.
The purpose of this article is not to give you a blueprint of an exact conditioning program but instead to give you what you need to know to design one for yourself. This is because one program will not necessarily work for everyone. Schedules sometimes need to be adjusted and programs need to be flexible when necessary.
A good preseason football conditioning program should begin 8-10 weeks before the season and should take place six days a week. The seven day should be used for resting and recovery. If you train too hard and do not rest your muscles you will almost certainly receive an injury. During the course of your work out stretching is one of the most important things you can do to avoid injury. This will also help you promote muscle growth and flexibility if done over a period of time.
Day 1: Run 3-5 miles
On day one you should run three to 5 miles in order to promote endurance and your cardiovascular systems. Each week of training start off with a three-mile run. If this is not enough then do an extra mile or two but don’t become too excessive because you’ll certainly run more later in the week.
Day 2, 4, and 6: Work on Speed Training
On these days your focus should be on speed and acceleration. The best way to work on speed and acceleration is doing some form of sprinting. Remember to stretch between sprints and at the end of your work out.
Day 3 and 5: Work on skills that are specific to your position and strength training
You can develop position specific skills by doing a variety of practice drills. Obviously because each position has different skills we cannot go over them all here. If for example you are a running back, you want a practice run blocking, ball handling, receiving, pass blocking, and agility drills.
After position specific training, focus on strength training. Focus on those areas which are specifically needed for your position. Finish off with a three-mile run.
Your football conditioning program should be approached with caution. If you overwork your body you may end up injured and not able to play at all during the season.
Therefore is important to take it slow careful and do plenty of stretching. Finally it is always important to your diet high in protein and carbohydrates to keep yourself energized. This will also help your body perform at its best. By following a strict football conditioning program you should have a great season.
Robert Michael is a writer for Football Cube which is an excellent place to find football links, resources and articles. For more information go to: www.footballcube.com http://www.footballcube.com
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Bank Operating Line of Credit and Letters of Credit
May 15th, 2008 by sunshineblog
Banking - Business Loan Application
Operating Lines of Credit and Letters of Credit
You are probably wondering what a series on business banking essentials is doing on a natural health website.
Well, stress caused by financial worries will eventually adversely affect your health. Many business owners operate under constant financial pressure, and this series on commercial banking and commercial finance will arm them with the knowledge that they need to deal confidently with diverse business situations, and with their bank managers. Knowledge is comforting, it is the fear of the unknown that is stressful.
How can I help you? I obtained my Chartered Accountant designation (I’m retired now) in Australia. Upon moving to Canada, I worked for a wholly owned Canadian subsidiary of an American bank. Over time, I rose to become the Senior Vice-President responsible for the commercial finance division. This division granted flexible operating lines of credit, which included letters of credit for importers. In this career, I encountered numerous different types of businesses including trading, manufacturing and importing.
This is not intended to be a detailed accounting or banking course. I have put together the essential information you need in order to give yourself the best chance of succeeding in your business. I shall tell you what your bank manager would like to hear from you at your meetings. I shall tell you the early warning signs that your business needs positive action.
These comments are not for retail business; they apply to wholesalers, importers and manufacturers.
To cover the vast amount of banking information, even in thumbnail format, I shall break it down into various segments. Some will apply to your business, others may not. I am intentionally phrasing the segments in very simple layman’s terms. I would advise you to discuss my advice with your accountant, or even your banker, before you decide to act on it.
This first segment deals with the initial loan application. It is assumed that you are applying for an operating line of credit, which may, or may not, include letters of credit. The actual loan within the line of credit will fluctuate at different times, depending on the cashflow, but the bank will put an upper limit which you cannot exceed without special authorization. The limit of the operating line of credit is determined by the bank after evaluating various aspects of your business, including your equity in it.
There is certain basic information that the financial institution requires in order to make the decision to finance your business. You must come to the appointment with the bank armed with this information, ideally accompanied by your accountant who prepared the information package.
Financial Statements for the past three years
Pro forma financial statement for the year to date
Cashflow projections for the current year
List of aged accounts receivable
List of aged accounts payable
Summary of inventory
From the above documents, the bank will ascertain whether your business was profitable in the past, and whether it appears to be profitable this year.
The cashflow projections will show how high the financial involvement will peak at, and how well the loan will be collateralized at any given time.
The accounts receivable list will disclose the quality of the customers and whether a significant percentage of them is delinquent.
The accounts payable list will reveal whether your business is up-to-date with its payments to suppliers.
The inventory summary will show the nature of the inventory and give an indication of whether it can be sold readily.
In addition to examining the above documentation in detail, be aware that a credit check will be done on the business to ascertain if there is any outstanding litigation, and as to its creditworthiness.
Knowing all this, be sure to have satisfactory explanations for any aspects that may appear detrimental to the bank.
It is important to keep in mind that the ideal customer for an operating line of credit, as far as the bank is concerned, is one who:
Is profitable
Needs the credit to finance profitable growth
Does not require too high a loan/equity ratio
Has adequate collateral to cover the loan at all times
Has collateral that can be liquidated easily
Has excellent credit rating
Your strategy? When making the loan application:
stress the good value of the assets that support the equity of the business.
Point out that the inventory is current, or can easily be sold.
Explain that your accounts receivable are up-to-date and that delinquent receivables have been provided for.
If you have unencumbered fixed assets, point out that there is additional collateral for the bank in them.
Advise the bank that you have adequate fire insurance to protect the assets, and personal life insurance that could be used to protect the bank, if necessary.
Recognise that the banker looks to collateral to repay the loan if the business fails. The banker is not really interested in intangible assets, such as goodwill, even though they could be very valuable.
Jay Chatterjee & his partner, Roshmi Raychaudhuri, maintain a site www.youngagainforever.com http://www.youngagainforever.com on natural health information and remedies. Stress plays an important part in health, and finances play an important part in causing stress. In order to use natural techniques to improve finances (such as meditation and mental concentration), one has to understand the basic principles of finance.
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